What prevents Members from performing RMP according to BPO540.98?

• A. They have not completed IADT
• B. They have not completed a calendar entry
• C. They have not earned enough retirement points
• D. They are in incapacitation status

Answer: (A)

Prerequisites determine who can participate in the Retirement Management Program (RMP). According to BPO540.98, completing Initial Active Duty for Training (IADT) is required before a member can perform RMP. IADT provides the foundational training and authorization needed to handle the program’s duties correctly. Without finishing IADT, a member isn’t cleared to engage in RMP, so participation is blocked.

The other factors listed aren’t the gating condition for RMP. A missing calendar entry, insufficient retirement points, or being in incapacitation status relate to different administrative or service-status issues, but they do not by themselves meet the prerequisite to perform RMP as defined by the policy.